Business Essentials For Growing Your Business

Bank of Southern California - Business Essentials For Growing Your Business

Business Checking Accounts

As your business grows, so do your banking needs. At Bank of Southern California, we offer a wide range of checking accounts designed to make your banking simpler and more convenient while providing you with more control over your finances.

Basic Business Checking
Our standard Business Checking account is a simple, affordable solution for businesses with a low level of transaction activity.
Account Benefits:
  • Free Debit MasterCard BusinessCard *
  • Free Online Banking
  • Free Bill Payment **
  • Free First Order of Business Checks, Deposit Slips, and Endorsement Stamps ***
  • Reduced Online Banking Fees for Stop Payments and Outgoing Wire Transfers
Minimum Opening Deposit: $500.00
Monthly Service Fee: The $10.00 fee is waived when you:
Maintain a minimum daily balance of $2,500.00
-or-
Maintain an average monthly balance of $5,000.00
-or-
Have combined business account balances of $10,000.00
Transaction Limits:
  • The following account transactions are included free of charge:
  • Up to 150 transactions per month
  • Up to $2,500 cash deposited or provided
Business Checking
Our standard Business Checking account is a simple, affordable solution for businesses with a moderate level of transaction activity.
Account Benefits:
  • Visa and MasterCard Bankcard Processing with Entrust
  • Free Online Banking
  • Free Bill Payment **
  • Free First Order of Business Checks, Deposit Slips, and Endorsement Stamps ***
  • Reduced Online Banking Fees for Stop Payments and Outgoing Wire Transfers
Minimum Opening Deposit: $500.00
Monthly Service Fee: The $20.00 fee is waived when you:
Maintain a minimum daily balance of $5,000.00
-or-
Maintain an average monthly balance of $10,000.00
-or-
Have combined business account balances of $25,000.00
Transaction Limits:
  • The following account transactions are included free of charge:
  • Up to 350 transactions per month
  • Up to $5,000 cash deposited or provided
Business Interest Checking
Our Business Interest Checking account is available to sole proprietors and non-profit organizations and allows immediate access to your money and check-writing capabilities while earning interest on balances.
Account Benefits:
  • Free Debit MasterCard BusinessCard *
  • Free Online Banking
  • Free Bill Payment **
  • Free First Order of Business Checks, Deposit Slips, and Endorsement Stamps ***
  • Reduced online banking fees for stop payments and wire transfers
Minimum Opening Deposit: $500.00
Monthly Service Fee: The $20.00 monthly service fee is waived when you:
Maintain a minimum daily balance of $5,000.00
-or-
Maintain an average monthly balance of $10,000.00
-or-
Have combined business account balances of $25,000.00
Transaction Limits:
  • Up to 350 transactions per month
  • Up to $5,000 cash deposited or provided
Analyzed Business Checking
Our Analyzed Business Checking account is designed for businesses with a high volume of transactions, high balances, or advanced treasury management needs. Bank of Southern California currently offers the highest local earnings credit rate which can be used to offset monthly service charges or to pay for eligible third-party services.
Account Benefits:
  • Account balances receive an earnings credit rate to offset normal banking activity charges
  • Multiple checking accounts can be combined into one consolidated analysis statement for review of balances and activity before charges are assessed
Minimum Opening Deposit: $500.00
Monthly Service Fee: Varies based on balances and account activity
Transaction Limits: Does not apply
  • * Debit MasterCard BusinessCard requires the completion of an application and approval by the bank.
  • ** Free Bill Payment Service refers to the retail version of the service. Small Business Bill Payment is offered at additional charges.
  • *** Restrictions apply to style, type, and quantity of checks ordered.

Want To Learn More?

For more information on how Bank of Southern California can help your business with all of its checking needs, please contact us or visit one of our locations.

See our Disclosures section to read our deposit account agreements and disclosures.


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